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Storm damage affects thousands of roofs each year. Moderate hail can damage single-ply and older built-up roofs. Severe hail can damage guttering, roofing vents and the fins on condensing units. Even a strong wind will cause granule loss, gradually exposing asphalt and other components to the sun and drastically shortening roof life.

Most homeowners don’t spend a lot of time on their roofs and aren’t immediately aware of hail and storm damage. Even if you regularly climb up to clean out your gutters and check for damage, you might miss damage, which will lead to a big headache down the road.

A qualified roofing company can immediately identify a damaged roof, and most insurers will pay for roof repair or replacement less the policyholder’s deductible. Hail damage can ultimately benefit a homeowner–under the right circumstances, you might claim a complete roof replacement for only a few hundred dollars out-of-pocket.

If you’ve had recent storm damage, it’s important to get a repair quote quickly. Insurance providers usually pay claims up to a year after a storm. Avoid missing out on the opportunity by getting a roof inspection right away, even if you cannot see any damage.